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BrightBooks Tools • FY 2025–26

Income Tax Calculator Old vs New Regime (India)

Quickly estimate and compare your income tax under the old and new regime for FY 2025–26 (AY 2026–27). Choose your age group, enter income and deductions, and see which regime may be better for you.

  • • Updated slabs – New regime: 0–4L, 4–8L, …, 20–24L, >24L
  • • Old regime slabs by age: <60, 60–79, 80+ years
  • • Section 87A rebate applied (Old: up to ₹5L, New: up to ₹12L taxable income)
  • • Includes 4% Health & Education Cess (no surcharge)
For illustration only Consult your CA for final filing

Calculate your income tax

Enter your annual gross income and deductions. The tool will compute tax under both regimes.

Include salary, business/profession and other regular income. Exclude special-rate income like LTCG, lottery etc.

Total of all eligible deductions/exemptions under Old regime (including standard deduction for salaried).

New regime allows fewer deductions. Do not include 80C/80D etc unless specifically allowed.

Disclaimer: This is a simplified calculator for FY 2025–26 (AY 2026–27) for resident individuals. It ignores surcharge and special-rate income. Always cross-check with your CA / income tax portal.

Tax comparison

Old Regime

–
Taxable income
₹0
Basic tax (before rebate)
₹0
Rebate u/s 87A
₹0
Tax after rebate (before cess)
₹0
Health & Education Cess (4%)
₹0
Total tax (Old Regime) ₹0
Effective rate: 0%

New Regime

–
Taxable income
₹0
Basic tax (before rebate)
₹0
Rebate u/s 87A
₹0
Tax after rebate (before cess)
₹0
Health & Education Cess (4%)
₹0
Total tax (New Regime) ₹0
Effective rate: 0%
Fill in your details and click “Calculate Tax” to see which regime may be more beneficial.

Quick reference – slabs used

Old Regime (FY 2025–26) – Individuals <60: 0–2.5L: 0%, 2.5–5L: 5%, 5–10L: 20%, >10L: 30%.

Old Regime – Senior (60–79): 0–3L: 0%, 3–5L: 5%, 5–10L: 20%, >10L: 30%.

Old Regime – Super Senior (80+): 0–5L: 0%, 5–10L: 20%, >10L: 30%.

New Regime (FY 2025–26): 0–4L: 0%, 4–8L: 5%, 8–12L: 10%, 12–16L: 15%, 16–20L: 20%, 20–24L: 25%, >24L: 30%.

Rebate u/s 87A assumed as: Old regime – tax becomes zero if taxable income ≤ ₹5,00,000. New regime – tax becomes zero if taxable income ≤ ₹12,00,000 (for salaried, this roughly corresponds to gross income up to ~₹12.75L after standard deduction).